What to Do if You have a Car Accident, Stay Calm But Act Fast.
If you’re unlucky enough to be involved in a car accident, there are the steps you need to take to deal with it quickly and smoothly, thou the ultimate driving experience plays a big part here, with more experienced driver being claim and cool holding everything in place, and the less experienced getting more angry and shocked of the situation. It is important to note a number of things.
The thoughts of car accidents send many to a shocked status, thou if you take the right steps immediately after a car crash you can stop a bad situation from getting worse and help to make sure your car insurance claim is paid out without a hitch.
Immediately after a car accident Stop However minor you think a car accident is, you must stop. In fact, failing to do so is an offence under in many jurisdictions traffic acts. You should make sure your car’s engine is switched off and then turn your hazard lights on to alert other road users to your presence. Take a look around. If anyone has been injured in the car accident you should call the police and an ambulance if necessary, as soon as possible. The police should also be called if the car accident is blocking the road.
Giving details after a car accident, when you’re involved in a car accident you may obliged by the traffic and criminals acts in that jurisdictions to give your name and address to police or the other driver involved. You should stop and give your details if you crash into something on or near the road even if there aren’t any other people involved. If you hit a parked car, for example, you should leave your details on the windscreen.
It is extremely important to avoid saying sorry or accepting blame for the accident until you know precisely what happened as it could count against you later on. Car accidents should also be reported to the police within 24 hours. Failure to do so could result in a fine, penalty points or even disqualification.
Collecting details after a car accident, where possible collect names, addresses and contact details from any drivers, passengers and witnesses. Ask the other drivers involved for their car insurance details and try to establish whether they are the registered keeper of their vehicle. If they aren’t, find out who is and make a note of their name and address. If for any reason the other party leaves the scene of the car accident without giving their details call police.
There are some other important details you should try to collect at the scene of the car accident, registration plate of all vehicles involved, plus a note of each vehicle’s colour, make and model. The time and date of the crash, if you have a smart phone or camera, take the photos if the accident is major, they help a lot to identify the positions and cars in future, take good enough shots to help you remember important details
A description of the weather conditions, plus anything unusual you notice about the road quality or lighting. A list of damages to vehicles and a description of any injuries sustained by pedestrians, drivers and passengers.
Once the dust has settled, you will need to inform your insurer of the accident and, if your car is sufficiently damaged, being the process of making a claim. Contact your insurer Make sure you tell your insurer about the car accident as soon as you can. Failure to do so within the time period set out in your policy may invalidate your cover, leaving you with a big bill to pay.
Make sure you check the wording of your car insurance policy carefully as these time periods can be anything from two days to two weeks after the accident. You should always inform your car insurance company about an accident, even if you don’t want to make a claim. Information on other drivers If the car accident involved another vehicle you will need to provide your insurance company with details of the other driver.
You will also need to give your insurance company as much information about the accident as possible. Use sketches to help explain what happened and include any pictures you took at the scene of the accident. Also provide the contact details of any witnesses.